mortgage | real estate | financial intelligence | leadership | management | development | yachting

Hi, I'm Jacob.
I'm Founder & CEO of Harveo Group. I help Expats in Poland

For 16 years, I’ve been diving into challenges and transforming visions into achievements across finance, real estate, management, and leadership. 

With a sporty spirit, both in my private life and in business, I always transform obstacles into opportunities, so that I continually develop, come out of them stronger and try to make the impossible possible, which ultimately gives me satisfaction and fuel for further action.

My business approach is quite unique. I believe in work-life balance, fun in daily tasks, and strong team spirit. Driven by open-minded vision and enthusiasm, I inspire those around me. Business is about the thrill of the journey, the joy of creation, and building meaningful relationships. Quality, trust, and connections are my foundation. 

Passion fuels success and magic happens when you love what you do! 

Comprehensive care with the

Harveo Group Brands

Quality & Reputation

References

I help my clients

Services

Individual New Mortgage Plan

I’ll help you find the best mortgage option tailored to your needs. The service is 100% free of charge.

Reduce Your Mortgage %

Lower the high interest rate of your current mortgage to help you save more. The service is 100% free of charge.

Real Estate Investment

Team and I'll assist you in selling or renting out your property quickly and effectively.

Professional Development Workshops

Enhance your sales and personal skills to achieve new professional goals.

Business and Marketing Support

Develop your business with our expert consulting services in business and marketing.

Yachting & Enduro Bikes

Join unforgettable sea excursions filled with leisure and adventures with your family or friends, or Explore Mountains with us on Enduro Bikes!

16 years of

Experience

Diplomas and

Education

I kicked off my journey with a degree in Management from the University of Economics, then dived into the world of Law and Finance. 

Harvard Business School’s Leading with Finance program added another feather to my cap. But let’s be honest, I’m not one for stacking up certificates. From a young age, I’ve been all about learning through hands-on experience, hard graft, and relentless self-improvement. 

For me, practice always trumps theory. While I’m eyeing an executive MBA in the U.S. or London to keep pushing my limits, my businesses, sports, and travel adventures are keeping me on my toes for now.


wide-ranging

16 Years of Experience & Development

I had the incredible opportunity to be part of the growth of some of the top companies in the industry, working with exceptional people and inspiring entrepreneurs during my early years. As a financing manager, I collaborated with prominent developers like Echo Investment, EKO Park, Elara, among others. 

My journey and commitment took me to top brands such as Hamilton May, and for more than 8 years, I’ve been developing my skills as a Head of the Financing Department at Private House Brokers and Property Group Poland. I’ve forged B2B partnerships with fantastic companies around the globe. 

Today, I proudly collaborate with Lendi Group as part of Swiss Capital Group. I’m always learning, diving into books, attending trainings, and expanding my knowledge in areas that fascinate me, including economics, the stock market, leadership, law, psychology, and management. My passion for these subjects seamlessly aligns with my business pursuits.

100%

Driven by Passion

By a happy accident, my passions turned into a thriving source of livelihood. I’ve always focused on areas that ignite a deep passion within me, allowing me to immerse myself in developing these fields for countless hours every day, year after year, without ever feeling bored. When I dive into something, I lose myself completely, and the world around me fades away. This intense focus has its pros and cons, as you can imagine, but it’s been a key driver of my development.

Rare & Oldschool

Values I Believe in

The core values that steer me in business are honesty, quality, trust, and a meticulous care for reputation. Building and nurturing strong relationships with employees, business partners, and customers is paramount. We weren’t born to work all our lives, but when we do, creating a fantastic atmosphere is essential. For me, the top priority is ensuring the team enjoys what we do and finds satisfaction in our work. When everyone is having fun and feels fulfilled, that’s when we truly succeed.

What I do

Privately

In my spare time, you’ll find me sailing the seas, addicted to alpine skiing, mountain biking, kitesurfing, embarking on adventure trips, or strumming my guitars. In short, I do everything I can to connect with nature and feel truly free. I’m always on the move because it keeps me creative and inspired. I cherish every moment with my loved ones. Life is too short and beautiful not to make the most of it. After all, we only get one visit to this incredible world.

Check the main

Services

Financial Advisory (Free of charge)

Our mortgage and credit consulting offers expert guidance in navigating the world of mortgages and credit. We help you secure the right mortgage, improve your credit score, and make informed financial decisions. From selecting optimal loan options to enhancing creditworthiness, we provide personalized strategies to achieve your homeownership and financial goals.

Financial Intelligence

Discover financial peace of mind with our comprehensive Consulting service. Tailored exclusively for private individuals, our expert advisors guide you through a range of essential areas, from personalized budgeting and strategic investment planning to debt reduction, retirement preparation, and tax optimization. We provide a roadmap to achieve your financial aspirations, offering insights into estate planning, insurance coverage, and even charitable giving. With a focus on education and mindset, we empower you to make sound financial choices during life's transitions and challenges.

Property Investing

Comprehensive investment guidance: Expertly navigate the market with in-depth market analysis, financial insights for optimal cash flow, strategic property selection, risk management, and well-defined exit strategies. Whether it's your first transaction or you've been investing for a dozen years. Our professionals will guide you through the entire process from recognizing your needs, tailoring and customizing your individual real estate purchase concept to the smooth closing of the transaction. We also have access to off-market deals.

Development Workshops

Unlock your full potential with our comprehensive business and self-development consulting service. Our team of experts offers strategic guidance to businesses, optimizing operations, marketing, and financial management. For individuals, we provide personalized coaching, helping you enhance communication, confidence, and emotional intelligence. We offer a range of expert consulting services tailored to drive holistic growth.

Management Consulting

Empowering businesses to thrive with expert guidance in finance, HR, operations, marketing, and strategic leadership. Streamline processes, boost sales, and lead ethically – all in one place. In Operations Management, we streamline supply chains, improve processes, and maintain quality standards for enhanced efficiency. Boolster your brand, innovate products, and devise winning sales strategies to reach new heights. Finally, our Strategic Leadership ensures ethical responsibility, effective planning, and cohesive team management, charting the course for your success.

Leisure, Trips, Sports & Adventures

Welcome to Quick Trip Travel Agency, where your wanderlust meets its match! Our mission is simple: to make your travel dreams a reality, with a dash of excitement and a pinch of magic. Whether you're seeking an adrenaline-fueled adventure, a relaxing beach escape, or a cultural immersion like no other, our expert team of travel sorcerers will craft the perfect journey just for you. Get ready to embark on unforgettable expeditions and discover the world in all its breathtaking glory. Fasten your seatbelts, adventurers - with Quick Trip, the world is your playground!"

Basic

99/1 Hours
  • Budgeting and Saving
  • Debt Management
  • Principles of finance and economics
  • Tax & Risk Management
  • Investing and Wealth Management

Standard

199/2 Hours
  • Budgeting and Saving
  • Debt Management
  • Principles of finance and economics
  • Tax & Risk Management
  • Investing and Wealth Management
price & packages

Property Investing

Basic

149/1 Hours
  • Financing and Cash Flow
  • Exit Strategy
  • Property Selection
  • Risk Management
  • Market Analysis

Standard

249/2 Hours
  • Financing and Cash Flow
  • Exit Strategy
  • Property Selection
  • Risk Management
  • Market Analysis
price & packages

Development Workshops

Basic

59/1 Hour
  • Entrepreneurship
  • Your Strengths and Self-Presence
  • Emotional Intelligence
  • Sales Workshops
  • Comprehensive Business Consulting

Standard

99/2 Hours
  • Entrepreneurship
  • Your Strengths and Self-Presence
  • Emotional Intelligence
  • Sales Workshops
  • Comprehensive Business Consulting
price & packages

Management Consulting

Basic

199/2 Hours
  • Operations Management
  • Human Resource Management
  • Marketing and Sales
  • Strategic Leadership
  • Financial Management

Premium

299/2 Hours
  • Operations Management
  • Human Resource Management
  • Marketing and Sales
  • Strategic Leadership
  • Financial Management

Financial Intelligence

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Real Estate Investing

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Financial Intelligence

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Financial Intelligence

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#1 Financial Advisory
first step into mortgages & financial intelligence

FREE

Basic 20 min educational meeting
Creditworthiness assessment
Matching the best offer on the market
Care from A to Z during the entire process
Assistance in completing necessary documents
All the paperwork in one place
Legal assistance and security
21 banks in the offer
#2 Smart all round private consulting
comprehensive meeting on financial intelligence

$199

1 Page with Elementor
Assistance in finding a property
#3 beginner's investor package
Advanced guide

$499

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Design Customization
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#4 Business & professional consulting
your company or personal brand development

$999

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#5 sales & management workshops
skills masterclass

$1499

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#6 experienced investor's package pro
Ultimate know-how & contacts

$2999

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Contact

Schedule a Meeting

Jacob Adam Pajak

Founder & CEO of Harveo Group

Call or fill the form. We'll assess your situation immediately. You will get an individually structured action plan according to your situation. Mortgage support is free of charge.

Phone: +48 12 352 12 12
knowledge base & blog

Guide for Expats in Poland

Refinancing your mortgage – how to cut your % interest rate and save a lot of money right now?

Refinancing your mortgage (transferring your loan to another bank) can

Fixed rate Mortgage – Ranking July 2024

Considering the best fixed rate mortgage for your needs? Check

Variable rate Mortgages – Ranking July 2024

Considering a variable rate mortgage? Check out ranking for July

Mortgage for foreigners in Poland – complete guide

Thinking about buying property in Poland as a foreigner? Learn

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